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Local Mortgage Lenders vs. Online Lenders

 

In today’s digital world, we have options to do nearly everything online. We can shop for groceries, order a new outfit, and even buy the latest sports car online. At Prevail Bank, we believe that local mortgage lenders will never go out of style.

We offer the convenience of online applications, or, by your preferred method of communication; email, phone call, or even text. But most importantly, your lender is always here when you need them, at the point of application, and anytime throughout the life of your loan.

We know our communities

Our lenders know our communities and neighborhoods. As we have been your community bank for over 85 years, it is safe to say that we understand our communities, and the needs that they have. We are also quite familiar with finding ways to help you during the lending process.

Our team is able to offer local insight on what type of loan may be right for you and your needs. When you’re working with a mortgage lender at Prevail Bank, you’re in good hands.

One lender for the life of your loan

When you work with one lender for the life of your loan, you get the trust and rapport that comes with our years of expertise. Our lenders work to get to know you and your unique needs, providing advice, answering questions, and being there when you need.

Online lenders cannot create the same personal relationships that local mortgage lenders can. If you apply for a loan through an online lending organization, you will likely speak to a different case manager each time you reach out. You may not receive the personalized attention with the same person who knows you and your home lending needs, like you would with a local lender.

Best of both worlds

Attracted to the simplicity of an online mortgage application? Don’t count us out! Prevail Bank offers you both an online mortgage application process and a local mortgage lender.

You can reach out to your lender as much or as little as you’d like. Regardless, our dedicated team is here when you need us the most. Our goal is to help you reach your goals.

Meet Dan Krause (NMLS# 562340).

Dan has been with Prevail Bank for 27 years in various roles as mortgage loan originator, branch manager and bank administration.  He is active in the community including Liberty 4-H, 4-H Youth Leadership Organization, Taylor County Fair, Taylor County Reality Fair, Clark County Economic Development and Tourism Board, Clark County Regional Business Fund and Micro-loan fund Loan Committee, Clark County Young Professionals, and Dorchester Planning Commission.

Dan enjoys being able to use Prevail Bank’s flexible home and land loan options to assist borrowers with purchase, refinance, remodeling and construction loans that best fit their needs.

 

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