Posted On: March 17, 2025 by Prevail Bank in: Home Loans
In today’s digital world, we can do just about everything online—grocery shopping, ordering takeout, even buying a car. And yes, getting a mortgage, too. But when it comes to something as big as buying a home, is online really the best way to go?
At Prevail Bank, we believe there’s something invaluable about working with a local mortgage lender—someone who knows you, your community, and is there when you need them. We believe in the value of real connections. Online lenders often take a one-size-fits-all approach. You may end up talking to a chatbot or a different case manager every time you call. Regardless of loan type, at Prevail Bank you will work with the same loan officer from application to closing.
More Than Just an Online Application
Sure, we offer the convenience of online applications (because who doesn’t love options?), but we also provide something an online lender can’t—a real person to guide you through the process. Whether you're buying your first home, refinancing, or thinking about a vacation home, having a lender who understands your unique situation can make all the difference.
We Know Our Communities
Prevail Bank has been a part of Wisconsin communities for nearly 100 years. We understand the local housing market and take a creative approach to finding the right mortgage solution for you.
Our mortgage options include:
- Home purchase loans (fixed-rate, adjustable-rate, and government-backed programs like FHA, VA, and USDA)
- Home construction and land purchase loans
- Home equity and refinance loans
Need to refinance down the road? Thinking about home improvements? We have you covered there too! We’re already familiar with your financial situation and can help you navigate your best options.
Finding the Right Loan for You
Choosing the right mortgage depends on your financial situation, location, and long-term goals. Are you a first-time homebuyer? An FHA loan could be a great fit. Are you looking for a home in a rural area? USDA loans might make homeownership more affordable. If you’ve served in the military, a VA loan offers incredible benefits, or a conventional loan may be your best option.
There’s a lot to consider and that is why talking to a trusted mortgage lender can help simplify the process.
Best of Both Worlds
Want to apply online? No problem. With Prevail Bank, you can start your application from the comfort of your home while still getting the personal guidance of a local mortgage expert. Simply choose a lender, check out their bio, and get started.
A Quick Heads-Up
When you apply for a mortgage, credit bureaus (not the bank) can legally sell your information as a “trigger lead,” which may result in a flood of unsolicited calls and emails from other lenders. If you’d rather avoid that, opt out ahead of time – before you apply:
Add your number to the Do Not Call List: www.donotcall.gov or call 1-888-382-1222
Opt out of prescreened credit offers: www.optoutprescreen.com or call 1-888-5-OPT-OUT
Let’s Make Homeownership Happen
Buying a home is a big deal, and we’re here to help—whether you want hands-on guidance or just a little support along the way. Reach out anytime. We have branch locations throughout central Wisconsin, and we’d love to help make your homeownership dreams a reality.
Prevail Bank is an Equal Housing Lender.
Need to boost your credit score? Prevail Bank customers get free access to Credit Sense, a tool that provides instant credit score updates and tips to improve your score. Be a Prevail Bank customer, open an account online today. --- Member FDIC
