Banking

Moving out of your parent’s house can be an exciting adventure – whether it be to attend school or to just get out on your own.  There are a few things that would be beneficial to establish prior to packing up.

It is so frustrating. You’re trying to contribute to society by finding gainful employment; you have hopes and dreams of a successful career. And just when you think you found an opportunity that is flexible and allows you to work from home…  you’ve been scammed!

Scammers post fraudulent job postings to trick applicants into providing personal information or money. The FBI posted a public service...

Successful money management is the process of handling your finances in such a way that it allows you to use your money to achieve your goals and to get the best return. Good money managers are in control of their spending and develop habits that help them avoid debt and financial strain.

In the spirit of Father’s Day, Prevail Bank collected some of the money managing habits and words of advice that have been...

Ah, spring time. Tax-refund season – whoopee! (Well, hopefully it’s a tax-refund season for you.)

Regardless, this is the good time of year to reset, to recheck, that all the efficiencies, security enhancements, and money-saving opportunities for your accounts and finances have been established.

Efficiencies are the automations you will want to incorporate that could simplify your life, which in turn reduces stress, and in...

Your credit score is important because it reveals how dependable or risky you are as a borrower based on your history. The table below was borrowed from the Bajaj Finserv website. It summarizes what a credit score range signifies and the probability of a loan approval. In this blog we will provide you with 4 ways to improve your credit score.

Is your credit score affecting your life in a negative manner? Improve it. Here are some helpful tips...

According to the United States Department of Treasury, an estimated $70 million in counterfeit bills are in circulation.  And it’s becoming more difficult to distinguish between real and fake every day.  Everyone, not just the banks, should know how to identify fake money or counterfeit, because if you knowingly try to pay for goods or services with counterfeit bills, both the Federal government and local State governments...

According to a rolling representative online survey of US adults by YouGov, 12% of Americans have no savings at all; 27% have some savings, but it totals less than $1,000. Some is better than none – right?!  Times are tough. How can a person build a savings account when they’re already living paycheck-to-paycheck? The magic of auto-transfer might be the answer.

An...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example:  

Imagine a family member offers to buy groceries for an elderly grandparent. The family member uses the grandparent’s debit card to buy groceries while also buying many items for their own personal use with the debit card without the grandparent’s permission.

Now, imagine a person has authorized access to an older friend’s bank account to help pay bills, insurance, and rent, but instead the bills and...

As you embark on the exciting journey of self-improvement in 2024, consider your financial health. Your credit score defines your financial health and future well-being. Your obtainment of better housing, employment opportunities, and an affordable mortgage and car loan are on the line. A low credit score typically means higher upfront costs, interest rates, and monthly fees.

As an example: