5 Signs You’re Ready to Buy Your First Home
Posted On: April 24, 2026 by Prevail Bank in: Banking / Money Management, Home Loans
Buying your first home is a major milestone—and it’s natural to wonder if you’re truly ready. Readiness isn’t about having everything figured out; it’s about recognizing when your life, goals, and finances are starting to line up.
If you’ve been thinking about homeownership, these five signs may help bring clarity and confidence...
Top Checking Account Features College Students Should Look For
Posted On: April 24, 2026 by Prevail Bank in: Banking / Money Management
For students preparing to manage money on their own for the first time, choosing the right checking account is an important step—and having a trusted financial partner matters.
Prevail Bank understands the needs of college‑bound students and the fast‑paced, digital world they’re stepping into. Between tuition, textbooks, late‑night food runs, and weekend trips home, today’s college students...
10 Smart Ways to Spring-Clean Your Finances and Protect Yourself From Fraud in 2026
Posted On: March 25, 2026 by Prevail Bank in: Banking / Money Management, Fraud
Ah, spring time. Now is a good time to review where you have your finance/banking information saved. Think about all those online shopping apps and subscriptions you’ve signed up for.
Safe-guarding and using the most secure options for paying your commitments is important for your financial health, not to mention your mental health as well. When a hacker acquires access to your debit card number...
5 Tips for Business Success
Posted On: February 23, 2026 by Prevail Bank in: Banking / Money Management, Business
5 Tips for Business Success
Owning a successful business is a core part of the American Dream. While many aspire to business ownership, fewer fully appreciate the work required to build, stabilize, and sustain a business over the long term. The reality is that success comes only after significant effort — especially in the early stages. For those willing to put in the time, the reward can be well worth it.
Having been raised in a family of small business owners,...
How to spot IRS scams: what the IRS will never do and how to protect yourself
Posted On: February 23, 2026 by Prevail Bank in: Banking / Money Management, Fraud
Tax season is prime time for scammers, and knowing what the IRS will never do can save you from costly fraud. Criminals often impersonate the IRS to steal money or personal information, using tactics like threatening arrest, demanding payment via gift cards or cryptocurrency, or sending phishing emails. The real IRS follows strict protocols—and understanding these can help you stay safe.
The IRS will...
Currency Fun Facts
Posted On: January 26, 2026 by Prevail Bank in: Banking / Money Management
Friday Fun: It’s Cloth!
----- Reprinted from the Wisconsin Bankers Daily eNewsletter 12-12-25
The term “paper money” is a misnomer. U.S. banknotes are made from a special fabric that is 75% cotton and 25% linen — an incredibly strong blend that helps bills survive accidental trips through the washing machine. The fabric contains wiry red and blue synthetic fibers disbursed...
Inactive Accounts are Hacker Gold — How to Protect Yourself
Posted On: December 30, 2025 by Prevail Bank in: Banking / Money Management, Fraud
Inactive Accounts are Hacker Gold — How to Protect Yourself.
Dormant accounts may feel harmless, but they’re prime targets for scammers because they often go unchecked. In today’s digital world, most of us have multiple accounts—banking, shopping, streaming, and more. Do you track them all and monitor them for suspicious activity?
Inactive accounts can be risky because they store your personal information, payment details, and login credentials...
Important considerations when choosing a Financial Caregiver
Posted On: December 1, 2025 by Prevail Bank in: Banking / Money Management, Community
As we age or face unexpected life changes, managing finances can become more challenging. Whether due to cognitive decline, physical limitations, or simply the complexity of financial systems, many people reach a point where they need help. That’s where a financial caregiver comes in.
A financial caregiver is someone you trust to help manage your money, pay bills, monitor accounts, and make financial decisions on...
Farewell to the Penny: What you need to know.
Posted On: November 25, 2025 by Prevail Bank in: Banking / Money Management
Farewell to the Penny: What you need to know.
The penny will no longer be minted (made) in early 2026, which raises a bunch of questions. Why is the penny being phased-out? Will pennies still be available after that date? Can banks continue to distribute pennies? How will businesses handle cash transactions moving forward?
Here are the facts as we know them: Pennies are still legal tender. They remain useable for transactions, deposits, and withdrawals,...
Do I really need a 20% down payment to buy a home?
Posted On: October 28, 2025 by Prevail Bank in: Banking / Money Management, Home Loans
Do I really need a 20% down payment to buy a home? What is a Down Payment?
A down payment on a home is simply a percentage of the home’s total cost that a buyer has to pay up front at closing. Saving enough money for a down payment on a home can be challenging. This is one of the largest issues many homebuyers face when applying for a mortgage loan.
How much is required as a Down Payment?Minimum down payments are typically based on three sets of criteria:...
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