Adulting 101: Budget, Bank, Credit

Moving out of your parent’s house can be an exciting adventure – whether it be to attend school or to just get out on your own.  There are a few things that would be beneficial to establish prior to packing up.

It is so frustrating. You’re trying to contribute to society by finding gainful employment; you have hopes and dreams of a successful career. And just when you think you found an opportunity that is flexible and allows you to work from home…  you’ve been scammed!

Scammers post fraudulent job postings to trick applicants into providing personal information or money. The FBI posted a public service...

At the current rate of pollution, global warming, and climate change, will the Earth become inhabitable by humans? According to a BBC Science Focus article, humans will most likely adapt and mandate change before that happens. As human pollution levels rise, so does the political imperative to do something about it. Examples include:

Successful money management is the process of handling your finances in such a way that it allows you to use your money to achieve your goals and to get the best return. Good money managers are in control of their spending and develop habits that help them avoid debt and financial strain.

In the spirit of Father’s Day, Prevail Bank collected some of the money managing habits and words of advice that have been...

For many organizations, consumers are given a choice as to how they wish to receive communications. For many that would be texting.

Texting, from a consumer’s point of view, has its benefits; it’s:

Voice scams (live phone calls, texts, voicemail messages) are typically unsolicited messages that promise or threaten something “big”, and you have a very short time frame to either claim the prize or respond to the alleged problem.  According to a 2023 McAfee Global Scam Study, the most common scams are:

Are the high home prices and interest rates kiboshing your plans of home ownership? It doesn’t have to be hopeless. Follow these tips so when the right house, the ‘affordable’ house, is available, you can confidently make an offer.

If you’d describe the home buying landscape as terrible or nightmarish, you wouldn’t be alone. A PBS News Hour article (March 2024) says the U.S. housing market is...

(Spring 2024) Prevail Bank is proud to be a community bank. This means, we are always looking for ways to enhance the quality of life in the communities we serve. We believe, through the power of donation, we can positively influence the outcomes of local nonprofits for the greater good, making our towns, cities, and neighborhoods better places to live, work and play.

Organizations that applied and received a Charitable Contribution this spring are listed below.

It warms our...

Ah, spring time. Tax-refund season – whoopee! (Well, hopefully it’s a tax-refund season for you.)

Regardless, this is the good time of year to reset, to recheck, that all the efficiencies, security enhancements, and money-saving opportunities for your accounts and finances have been established.

Efficiencies are the automations you will want to incorporate that could simplify your life, which in turn reduces stress, and in...

There is a big upward trend in what is called Hybrid Vishing. It’s a type of phishing attack where the cybercriminal typically reaches out to their victims (businesses and private citizens) through email (or text), but instead of a malicious link within the message, they will provide a phone number.

Hybrid vishing emails and texts usually imitate a legitimate invoice, payment confirmations, fraud alerts, account suspensions,...