Finding the Right Home Loan: FHA, USDA, VA, or Conventional?
Posted On: February 7, 2025 by Prevail Bank in: Home Loans
Buying a home is an exciting milestone, but the variety of loan options can feel overwhelming. Let’s break down the differences between FHA, USDA, VA, and conventional home loans to help you decide which might be the best fit for you.
FHA Loans What are they?Backed by the Federal Housing Administration, FHA loans are designed for buyers with moderate incomes or less-than-perfect credit.
Benefits: Low down payments (as low as 3.5%). Flexible credit score requirements. Ideal...
Avoiding the #1 Reason Why Small Businesses Fail
Posted On: February 6, 2025 by Prevail Bank in: Business
Starting a new business is exciting, but it's no secret that a high percentage of small businesses fail within the first two years. One of the most common reasons is poor cash flow management. Without a clear understanding of realistic income expectations versus expenses, many entrepreneurs find themselves unable to cover costs or invest in growth. But don’t worry—there are steps you can take and people available to help you.
What should you do to avoid...
